RISE Miami-Dade Small Business Loan

Are you looking for the right small business loan to help your business grow?

The RISE Miami-Dade Loan Program is here to help. We offer loans of up to $75,000 with sustainable terms, individualized support, and a streamlined process designed specifically for small businesses in Miami-Dade County.

RISE stands for Reinvesting in our Small Business Economy — and that’s exactly what we’re committed to doing. We want to empower local entrepreneurs and help businesses like yours thrive.

Why Choose the RISE Loan Program?

Simple Application

A fast, straightforward application that’s easy to complete.

Individualized Support

You’ll work one-on-one with a Community Engagement Lending Specialist who will guide you through the process and answer your questions.

Sustainable Terms

  • Competitive interest rate: Prime minus 1%

  • 60-month standard repayment term

  • For loans of $75,000, you may extend the term to 72 months for greater flexibility.

Who Is Eligible?

Business Requirements

  • Registered with Sunbiz for at least 2 years

  • Located in Miami-Dade County

  • Gross sales under $5 million

  • Fewer than 50 employees or independent contractors

Business Owner Requirements

  • Credit score of 620 or higher

  • No bankruptcies or foreclosures within the past 3 years

  • All owners with 20% stake or higher need to be included in the application

Ready to Apply?

Start by completing our quick online qualification form — it only takes a few minutes.
Once submitted, a Community Engagement Lending Specialist will follow up within one business day.

Rise to the Moment. Evolve for the Challenge.

Complete the form below to start the application process.

We’re currently experiencing a high volume of applications, which may result in longer response times than usual. We truly appreciate your patience and understanding as we work diligently to review each submission with the attention it deserves.

 

*If approved, owners must personally guarantee their loans. All owners with over 20% stake in the business must be included on the loan application.