GEN-YOU ACCOUNT

Being a teenager nowadays comes with a lot of responsibilities; saving for their first car, school events, extracurricular activities, and more. One of the many decisions they may face is opening their own account and that’s where we come in.

Our Gen-You Savings and Checking accounts really are one of a kind. It was created to give teenagers between the ages of 14-17 the ability to establish good money habits without a parent or legal guardian. But don’t worry parents, this account gives them freedom but we give you reassurance.

This account has features we all love.

Gen-You Account Mobile

Our Mobile App allows students to track their spending, build a budget and view their statements.

Gen-You Account

No minimum balance or maintenance fees. We want them to save!

Gen-You Account Promise

Our promise to you is that your teen will learn positive money management skills.

FAQ - Frequently asked questions

The teenager must live, work, worship or go to school in Miami-Dade County. They must be between the ages of 14-17 and provide us with two forms of IDs, either a FL State ID or Florida State Drivers License and a secondary ID.

You can open the account online! Just upload the required documents and a representative will get back to you within a couple days.

The Gen-You Account will be upgraded to a regular membership account.

We have restrictions on the account that will help to avoid fees, experiencing overdrafts and check fraud.

To qualify for a Gen-You Account, student must live, work, worship or attend school in Miami-Dade County. To open the account the student must provide a valid FL State ID or State Driver’s License and secondary ID. If the student does not have a FLID or FLDL, a US Passport  can be accepted as Primary ID. Student must provide documentation from School District (Schedule of Courses or Report Card) to confirm student’s physical address, when using US Passport as primary ID. Secondary ID's include a valid student ID, Birth Certificate, US Passport (IF FLDL/FLID is Primary) or Social Security Card. All Credit Union loan programs, rates, terms and conditions are subject to change, discontinue or cancel at any time without notice.